MFNZ INSURANCE  

Download the MFNZ Accident Form here

MFNZ MEMBER INSURANCE General Outline

Model Flying New Zealand (MFNZ) arranges insurance that provides indemnity for injury or property damage caused by an accidental occurrence in connection with the activities of the members of MFNZ whilst flying model aircraft.

Salient Details of the Cover
It is the responsibility of " Clubs" to ensure that its members undertake flying activities within the rules and safety requirements of the Association and the Civil Aviation Authority. The Insurance Cover does not extend the members who fly outside these requirements.

The liability insurance cover provides indemnity for:
- Personal injury or property damage caused by an occurrence in connection with the business and activities of MFNZ.
- All classes of model aircraft sanctioned by the MFNZ.
- Claims arising anywhere in New Zealand and also when a member is participating in an overseas event.
- Member to member liability in respect of vehicle damage.
- The limit of indemnity is $10,000,000 any one occurrence - and in respect of liability under the Forest and Rural Fires Act cover is $1 000,000.
- Members are indemnified for legal defence costs arising when acting as an official in a MFNZ activity.
- An excess of $1,000 applies for each and every claim, of which the member will contribute the first $250.

Large Models
The wording of the Policy schedule and the Conditions Precedent explain that the limit of the policy cover is 100kg.  There is a slight anomaly in that the wording requires models 15kg to 25kg to be operated in accordance with CAA Part 102.  This is not the case and we retain a letter from Vero insurance to substantiate this ruling.



A full summary of the insurance is available here
.

Other Members
In addition to ordinary financial members engaged in flying models, cover extends to include:
a) Legal liability of MFNZ caused by bonafide visiting overseas model flyers who are members of an equivalent national Association in their home country (if they are not otherwise covered by their home Association insurance). Overseas visitors MUST be registered through a New Zealand Club or SIG as temporary members of MFNZ. MFNZ provides, at no charge, one calendar month membership, which may be extended on application by the Club or SIG.

Temporary membership forms are held by Clubs and SIGS or from secretary@modelflyingnz.org

Overseas visitors flying models in the large model category must be certified by the MFNZ Large Model SIG

b) prospective (new) club members who have yet to pay their club and MFNZ fees, this cover extends for a maximum of three months from the first date that such a person first operates a model aircraft with the club); and

c) persons who may be assisting at club activities (such as spouses and other appointed volunteers).

Download the MFNZ Accident Form here

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